Travel Insurance Homepage

Question: Travel insurance with medical condition?

(Posted by: DW on 2009-11-14 02:47:14)

Hi, I'm taking my father on holiday next month and I am looking to buy travel insurance. He had a heart attack about 10 years ago and takes a combination of tablets everyday I looked at the travelex website that people have recommended as it waivers existing conditions, however it states "Purchase plan within 21 days of initial trip deposit " I'm interpreting the initail trip deposit is when I paid the airline? That was months ago and doesn't fall within the 21 day period. Can anyone suggest another company that is competitive as the travelex quote was £30 ($50) for 11 days. We only need the medical element as trip cancellations and delays etc.. are not required Thank you Hope you can help

Posted by: Clay on 2009-11-16, 07:38:50

Health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.

Posted by: BARRY B on 2009-11-14, 03:04:21

Before you shell out check with your bank to see what they provide. A lot of people are unaware that holding a current account often comes with inclusive holiday insurance when you use a debit card to pay for the trip. Your bank will explain what is covered. It may be that only the account holder is covered, so you need to ascertain whether your dad would be included. Alternatively, if your dad paid (you could put the money into his account first) I am pretty certain he would get cover which usually covers all risks abroad including those of a medical nature. The travel agents will try to sell you insurance as they get a kick back, but they cannot refuse to accept bank insurance as a substitute. You will need to quote the policy number which the bank will provide.

Posted by: AVS on 2009-11-14, 07:46:47

I found out about Travel Guard Insurance company from a internet forum. For a few more dollars, you can purchase the option to "cancel for no reason. " You only get 75% of your money back, but relieves you from worrying about cancelling. Here is an article about it articlesbase.com/ travel-articles/ travel-guard-review-1435392.html

Posted by: Cala on 2009-11-15, 09:36:48

I can't answer your question but I would like to point out that many travel insurance providers will not cover pre-existing medical complaints or associated illnesses, so just a warning to look closely at any small print. Good luck.

Posted by: besart on 2009-11-17, 08:49:12

Hi, I would really recommend you IncomingHealthInsurance.com, it's to easy to fill the online application. I have use it by myself, last month when I visited Germany.